Mortgage rates change daily based on fluctuations in the market. Here are the national average interest rates for the most popular loan products today. These rates are based on the assumption that borrowers have a FICO credit score of at least 740. Please remember to use APR when considering the full cost of a home loan product. If you would like to estimate your monthly payments, check out the home.loans monthly mortgage payment calculator. To get a more personalized rate quote, feel free to contact the mortgage experts at home.loans!
| Loan Product | Interest Rate | APR |
|---|---|---|
| 10-Year Fixed | 4.375% | 4.559% |
| 15-Year Fixed | 4.125% | 4.577% |
| 20-Year Fixed | 4.500% | 4.601% |
| 30-Year Fixed | 4.625% | 4.901% |
| FHA 15-Year Fixed | 4.625% | 5.706% |
| FHA 30-Year Fixed | 4.625% | 5.695% |
| VA 15-Year Fixed | 4.750% | 5.370% |
| VA 30-Year Fixed | 4.625% | 4.981% |
| JUMBO 15-Year Fixed | 4.250% | 4.288% |
| Jumbo 20-Year Fixed | 4.375% | 4.405% |
| Jumbo 30-Year Fixed | 4.500% | 4.522% |
| 3/1 ARM | 4.015% | 4.890% |
| 5/1 ARM | 3.950% | 4.735% |
| 7/1 ARM | 3.935% | 4.590% |