Posts tagged Homeowners Insurance
What is Hazard Insurance?

Hazard insurance is not only the most obvious portion of a homeowners insurance policy, but an incredibly important one when purchasing a home. Hazard insurance is the area of coverage that deals with the insurance of the actual structure of the home against covered perils as listed in the policy. Standard policies list common hazards such as fires, lightning strikes, windstorms and hail to name a few.

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What Is Covered Under Homeowner's Insurance?

If you’re buying a home in the United States, one thing you can’t go without is homeowners insurance. Homeowners insurance protects you from a variety of risks -- and can help reimburse you if your home is destroyed. Despite the benefits of homeowner’s insurance, it doesn’t cover everything.

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