How Do You Qualify for a Home Loan?

Qualifying for a Home Loan


Loan qualification depends on which loan you are applying for. There are a variety of loans offered in the market, including conventional loans,  jumbo loans, USDA loans, VA loans and FHA loans. Each type of loan has its own advantages and disadvantages. Choosing the best loan for you will largely depend on your own circumstances and future plans. 

Eligibility for a mortgage usually depends on some or all of the following:

  • Your credit score

  • Your credit report

  • Your employment record and income level

  • Intended house price

  • Intended house location

  • How much you have for a down payment

To learn more about the home qualification process, contact us at or fill out the form below, and a friendly home loan specialist will get in touch.